SSS Launches LoanLite Powered by UnionBank to Empower Members with Accessible Credit and Protection Against Loan Sharks
发布时间:2026-09-10 | 浏览:1
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Social Security System (SSS) President and CEO Robert Joseph Montes De Claro (right) and Union Bank of the Philippines (UnionBank) President and CEO Ana Aboitiz Delgado (left) at ceremonial unveiling of SSS LoanLite during Serbisyong NextGen – Celebrating 40 Years of SSS and UnionBank Partnership held last 17 September 2025 at NuStar Hotel and Resort, Cebu.
The Social Security System (SSS) proudly announces the launch of SSS LoanLite, a groundbreaking micro-lending program powered by Union Bank of the Philippines. This initiative is designed to provide accessible, secure, and affordable credit to millions of SSS members, especially those vulnerable to predatory lending practices.
During Serbisyong NextGen – Celebrating 40 Years of SSS and UnionBank Partnership held at NuStar Hotel and Resort, Cebu last 17 September 2025, SSS President and CEO Robert Joseph Montes De Claro and UnionBank President and CEO Ana Aboitiz Delgado led the ceremonial unveiling of SSS LoanLite.
“We’ll be launching something new – a micro loan program for our members powered by UnionBank. This will really help each Filipino, members of SSS, not to fall victims to loan sharks,” De Claro said in his Keynote Message at the event.
UnionBank President and CEO Delgado talked about the partnership highlights between the two institutions and looked forward to future collaborations. “We are also proud to be the first banking partner for SSS’ upcoming micro loan program – a short-term, socially-responsive loan designed to support members in times of financial need,” Delgado said in her Keynote Message at the event.
The People’s Governor of Cebu Pamela S. Baricuatro (center) graced the event and delivered a Welcome Message to SSS and UnionBank executives, employees, clients, and guests congratulating SSS and UnionBank for 40 years of partnership and impact showing what is possible when government institutions and private sector share a mission of service and transformation.
SSS LoanLite offers short-term loans with tenors ranging from 15 to 90 days, tailored to meet the urgent financial needs of Filipino workers, including Overseas Filipino Workers (OFWs). The program is part of SSS’s broader digitalization and financial inclusion strategy, ensuring that members can access credit without falling prey to loan sharks. The plan is to grow the loan book for SSS LoanLite to P40-B within the next two (2) years.
“Through our partnership with UnionBank, we are taking a bold step toward protecting our members from exploitative lending and enhancing their access to responsible financial services,” De Claro added. “SSS LoanLite is more than just a loan—it’s a lifeline for our members during times of need.”
Key Features of SSS LoanLite:
Loan amounts tailored to member needs (range between P5,000 to P20,000)
15 to 90-day repayment terms
8% interest rate per annum plus reasonable service fee
Fully digital application and approval process
Direct crediting to UnionBank accounts or MySSS Card
Protection against informal lending and loan sharks
The launch of SSS LoanLite marks a significant milestone in the public-private collaboration between SSS and UnionBank, reinforcing their joint vision of inclusive, tech-enabled financial services for all.
SSS members are encouraged to stay tuned for the official rollout (targeted by end-2025) and application details via the SSS website and UnionBank Online App.
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About SSS The SSS Mandate Social Security Commission Management Directory Citizen’s Charter Annual Reports
The SSS Mandate
Social Security Commission
Management Directory
Citizen’s Charter
Membership & Coverage Become an SSS Member Compulsory Coverage Employers Employees Household Employers Kasambahay Self-Employed Overseas Filipino Workers (OFWs) Voluntary Coverage Voluntary Members Non-working Spouse SSS for Filipinos Abroad Know about the OFW Coverage Program Check the Bilateral Social Security Agreements Continuing SSS Membership as an Immigrant Get a Pension Account Abroad Pay Contributions SSS Payment Channels SSS Contribution Table MySSS Pension Booster MySSS Card
Become an SSS Member
Compulsory Coverage Employers Employees Household Employers Kasambahay Self-Employed Overseas Filipino Workers (OFWs)
Household Employers
Overseas Filipino Workers (OFWs)
Voluntary Coverage Voluntary Members Non-working Spouse
Voluntary Members
Non-working Spouse
SSS for Filipinos Abroad Know about the OFW Coverage Program Check the Bilateral Social Security Agreements Continuing SSS Membership as an Immigrant Get a Pension Account Abroad
Know about the OFW Coverage Program
Check the Bilateral Social Security Agreements
Continuing SSS Membership as an Immigrant
Get a Pension Account Abroad
Pay Contributions SSS Payment Channels
SSS Payment Channels
SSS Contribution Table
MySSS Pension Booster
Benefits Social Security Benefits Sickness Maternity Disability Retirement Death Funeral Unemployment Employees’ Compensation Program
Social Security Benefits Sickness Maternity Disability Retirement Death Funeral Unemployment
Employees’ Compensation Program
Loans Member Loans Salary Loan SSS LoanLite Calamity Loan Emergency Loan Program Pension Loan Program Conso Loan Program Option to Sell Shares of Stocks Program Pay Loans
Member Loans Salary Loan SSS LoanLite Calamity Loan Emergency Loan Program Pension Loan Program Conso Loan Program Option to Sell Shares of Stocks Program
Emergency Loan Program
Pension Loan Program
Conso Loan Program
Option to Sell Shares of Stocks Program
Laws & Circulars Social Security Laws SSS Circulars SSC Rules of Procedure
Social Security Laws
SSC Rules of Procedure
Opportunities Public Bidding Small Value Procurement Assets for Sale/Lease Properties Available for Sale Careers
Small Value Procurement
Assets for Sale/Lease
Properties Available for Sale
Login to My.SSS